Terms of Use — draft for legal review

Pikiko connects independent workers and people/businesses offering short-term work. It does not automatically make either party an employee, agent or representative of Pikiko.

Platform rules

Users must provide accurate information, use the service lawfully, avoid discriminatory or exploitative listings, and never request advance fees from workers for access to a hustle.

Payments

Protected payments must be provided through an appropriately licensed payment partner. Pikiko should not hold customer funds unless properly authorized.

Reviews and disputes

Reviews should be transaction-backed. Users need a fair process to contest fraudulent reports, ratings or verification outcomes.

Safety

Users remain responsible for reasonable personal safety decisions. Platform verification and safety tools reduce risk but cannot eliminate it.

Have Ghanaian counsel convert this draft into binding terms before any public commercial launch.